Products and Services

 

security-state-bank-lobby_325Business Accounts

Business Account

  • $100.00 minimum deposit to open an account.
  • $3.00 service charge fee and a per item fee of $.20 for each debit transaction will be charged if the account balance falls below $500.00 during the monthly statement cycle.

Business MMI Account *

  • Interest Bearing Account
  • $1,000.00 minimum deposit to open an account.
  • Transfers from a Business MMI Account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft or similar order to third parties are limited to six per month. 

Personal Accounts

Regular Account

  • $100.00 minimum deposit to open an account.
  • $3.00 service charge fee and a per item fee of $.20 for each debit transaction will be charged if the account balance falls below $500.00 during the monthly statement cycle. This fee will not apply to senior citizens, nonprofit organizations, or students.

Security Club Account

  • $100.00 minimum deposit to open an account.
  • The service charge fee charged depends on the plan that you choose.

Key Club Account *

  • Interest Bearing Account Available to customers 50 years of age or older
  • $100.00 minimum deposit to open an account.
  • $7.00 service charge fee will be charged if the account balance falls below $100.00 during the monthly statement cycle.
  • Several free services

Gold Key Account *

  • Interest Bearing Account Available to customers 50 years of age or older
  • $100.00 minimum deposit to open an account.
  • $4.00 service charge fee will be charged each monthly statement cycle.
  • Several free services

Now Account *

  • Interest Bearing Account
  • $1,500.00 minimum deposit to open an account.
  • $4.00 service charge if the account balance falls below $1,500.00 during the monthly statement cycle.

Personal MMI Account *

  • Interest Bearing Account
  • $1,000.00 minimum deposit to open an account.
  • Transfers from a Personal MMI Account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft or similar order to third parties are limited to six per month.

Visa Debit Cards

  • Business or Personal
  • Stop by and fill out an application.

Savings Account *

  • Interest Bearing Account
  • $100.00 minimum balance to open an account.
  • $5.00 service charge fee will be charged for each withdrawal in excess of three during a quarter.

IRA Account *

  • Interest bearing account
  • Rates and maturity dates are the same as CD’s, rules and regulations are subject to change according to IRS tax.

Certificates of Deposits *

  • Interest Bearing Account
  • $500.00 minimum deposit to open an account.
  • Maturity dates range from 91 day to 5 years.

 

* The interest rate and annual percentage yield may change on your account.
Call for current rates 229-868-6431

Loans

  • We offer Consumer Loans, Commercial Loans and Home Mortgage Loans.
  • Come by and talk to one of our Loan Personnel.

Nationwide Mortgage Licensing System

  • Earl Merritt No. 865496
  • Ernest R Rodgers Jr. No. 865463
  • Monica Maria Gunn No.500731

security state bank drive thru service_325Additional Services

Drive-In

  • Hours are 8:30am – 5:00 pm with three available lanes for quick service.

ATM

  • Drive-Up ATM machine - In a secure location for after hour transactions.

Telephone Banking

  • 24- Hour access to all accounts with a toll free number 1-866-210-5540.